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Business checking accounts in Waco, Texas

Commercial Checking Accounts | TFNB

Whether you’re starting out, or looking for a new banking partner, TFNB has the commercial checking account that matches your needs. We’re proud to support generations of small business as Central Texas’ local bank for over 130 years.

With our business checking account, your money earns a competitive earnings allowance. It’s based on your average daily positive collected balances. This allows you to offset checking fees based on your account balance. Our business checking account requires a minimum deposit of $100.00. Other fees and restrictions apply.*

Message us below to learn more about TFNB’s commercial banking services.

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The benefits of business checking accounts for entrepreneurs

No matter where you are in your business journey, get the benefits of opening a commercial checking account. These include:

Organized financial records: Track and record all your business transactions. This is especially helpful during tax season when you’re filing both personal and business taxes. Also, spot cash flow trends and budget for upcoming projects by looking over your checking accounts.

Credit acceptance: Cash-only payments limit your customer base in the digital age. Safely accept credit card payments and establish merchant accounts.

Multiple user access: Use a commercial banking account to manage account signers. Let trusted partners and employees make deposits, payments, and transfer for you.

Professionalism: A commercial checking account tells your customers and partners that you mean business. It gives customers peace of mind when making payments. For the long-term financial success of your business, a checking account is a great first step. An established business account can speed up the loan approval process in the future.

TFNB is your business’ bank for Life

As a Central Texas’ longest-running community bank, we understand local businesses and customers. We share in their struggles and successes.

We will help your business develop strong roots in the Waco community. Whether it’s a catering startup, a window cleaning business, or anything in between.

Ready to learn more about our business checking account or other business services? Contact us using the form below and a member of our team will be in touch soon!

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Learn more about our business checking accounts:

Fill out the form below and a member of our team will be in touch with information about our business checking accounts.

*Commercial accounts are charged based upon account analysis and are subject to change at our discretion. A monthly maintenance fee for $10.00 will be charged each statement cycle, while $.15 will be charged for each debit transaction like withdrawals, checks paid, automatic transfers, or other payments. Credit will be given based on the collected balance to help offset the charges.