Here’s How to Improve Your Credit Score for Free
Having a good credit score is essential for your overall financial well-being. Sure, it might just look like a 3-digit number at first glance, but those numbers can tell potential lenders volumes about your financial history. A good credit score can open doors to better loan rates and terms, help you get approved for credit […]
Spend Or Save? 4 Ways To Make The Most Out Of Your Year-End Bonuses
It’s that time of year again. Year-end bonuses have been or about to be distributed. Before that money lands in your account, it’s important to make sure you’re making the most of it. You may be tempted to use your windfall towards a luxury vacation or a new pair of designer shoes. Sure, there’s some […]
5 Tips for Managing Small Business Cash Flow From Your Local Waco Bank
You’ve probably heard this before – cash is king. While profit and cash flow are both good indicators of a company’s financial health and important to the overall big picture, a company can report profits, but if the company’s cash flow dries up, it can mean the impending death of a business. As a small […]
How to Use Credit Cards Wisely for Stress-Free Holiday Shopping
As the holiday season approaches, many of us start preparing for the shopping frenzy that accompanies it. According to a recent Deloitte consumer survey, Americans are expecting to spend an average of $1,652 this holiday season on gifts, a 14% increase since last year. While hunting for the perfect gifts for your loved ones’ gifts […]
Teaching Kids Wise Budgeting Habits Just in Time for the Holidays
The holiday season is synonymous with joy, festivities, and, for many, increased spending. Whether it’s purchasing gifts for loved ones or indulging in a sumptuous feast, the holidays often come with a hefty price tag. This can place considerable stress on family finances. But what if the holiday season was also a natural opportunity for […]
5 Compelling Reasons to Shop Small in Central Texas This Holiday Season
The holiday season is rapidly approaching, and it’s time to start thinking about shopping for gifts. If you’re like many of us, you promised yourself this was the year you’d get a head start on shopping and have it knocked out Thanksgiving weekend. As we approach the holiday season, it’s important to remember that while […]
The Dos and Don’ts of Personal Loans: Expert Lender Advice From TFNB Your Bank For Life
Maybe you’re finally looking to fix your fixer-upper or need a quick infusion of cash due to an unexpected and unfortunate turn of events. No matter the reason, a personal loan can often be a versatile financial tool that can offer solutions to various financial needs, provided they are used wisely and responsibly. In this […]
Top 5 Cybersecurity Tips to Keep Your Personal Finances Safe
In today’s digitally connected world, online banking has made checking your accounts more convenient than ever. However, no matter how efficient digital banking tools and apps may be, prioritizing the security of your personal finances is crucial to safeguarding your financial well-being from cybersecurity attacks. Cybercriminals are perpetually on the hunt for fresh targets. In […]
Refinancing Tips from TFNB Your Bank for Life
Feeling trapped by a sky-high mortgage rate and contemplating whether refinancing is the right move? Despite the challenging rates, the last quarter of 2023 might hold opportunities for homeowners to consider. This is particularly relevant if rates are projected to dip towards 6% later in the year, as predicted by experts. Refinancing holds the potential […]
Buying a Home in Waco: Everything You Need to Know
Ready to make Waco your new home? Download our comprehensive relocation guide now to learn about all Waco has to offer. GET THE FREE GUIDE For those who live in Waco or surrounding areas in McLennan County, an excellent opportunity presents itself today, both for the short-term and the long-term. Waco, TX is in the […]