Edge Ahead Savings
Free Checking Account
TFNB’s free high-interest savings account.
Safely grow your money.
The perfect partner for your Cash Edge or Extra Edge free checking accounts. A free high-interest savings account that rewards you for saving up your hard-earned money. Put your money to work for you.

Perks of Edge Ahead:
- Earn 0.75% APY* on your Edge Ahead for Cash Edge balance up to and including $100,000.
- 0.50% to 0.75% APY on your Edge Ahead for Cash Edge balance over $100,000.00, depending on balance in account when you meet your qualifications in Cash Edge.
- If qualifications of Cash Edge or Extra Edge account are met, you will also be rewarded with a rate of interest on your Edge Ahead Savings account balance each month.
- Your Extra Edge rewards are transferred to Edge Ahead for automatic savings.
- Earn 0.05% APY if qualifications are not met on Extra Edge.
- No penalties or fees if you don’t meet reward qualifications. Just try again next month!
Qualify for benefits:
- Must have a Cash Edge or Extra Edge checking account to qualify. Not offered as a standalone account.
- $50 minimum opening deposit.
- No minimum balance
- No monthly maintenance Fee
- No penalties if you do not meet qualifiers, but you will only earn 0.05% APY for cycle period.
- E-statement only: No paper statements unless enrolled in Edge Plus.
Open an account:
- At least a $50 opening deposit
- Valid form of ID (Driver’s license, passport, military ID, etc.)
- If your ID does not list your current, physical address, please bring address verification in the form of a utility bill, lease agreement, insurance card, or other bank statement with your current residence listed.
*Annual Percentage Yield
Only (6) withdrawals from your account each month if by preauthorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction or by check, draft, debit card or similar order (including POS transactions), made by the depositor and payable to third parties. Transfers and withdrawals made in person, by mail, by messenger, or at an ATM, are unlimited.
Get started: open your Edge Ahead Free Savings Account today.
Fill out the form below and a member of our team will reach out to help open your account:

What are Edge Accounts?
Edge Accounts are free checking and savings accounts that work for you. Each has a different reward or perk. It’s up to you to decide which works best for your financial goals. Contact us today to start one today!
Browse our different account types:
At the end of every month, TFNB will email you to let you know if you qualified for your reward. If so, you’re entitled to ATM fee refunds up to $25 nationwide the following month. There are no penalties and no fees if you do not meet rewards qualifications. Simply try again next month!
We’re focused on empowering our customers and community, so our checking accounts are tailored to meet your demanding needs in today’s hectic world. You can access your accounts by ATM, Point of Sale, voice banking, internet banking, and iPhone or Android app. You will have 24/7 access to your funds at all times.
Please contact a new account representative for full disclosures.
*Annual Percentage Yield – No monthly fee or minimum balance required. When qualifications aren’t met, you still earn 0.01% APY on the entire balance.
**Must be of legal age to contract to open a deposit account.