Real People, Real Close

You may be familiar with our “Real People, Real Close” slogan.  We developed it to describe the TFNB customer experience. We have a genuine concern about people’s financial needs, and we strive to be relationship bankers.  Decision makers are on the premises.   Service is quick, efficient and friendly.  And we will open two new locations in Waco in 2017.  To that end, we feel “Real People Real Close” is a true description of us.

Our staff of nearly 45 employees are professional and experienced.  Together we work diligently to truly serve our customers and community.  New employees are welcomed by tenured employees.  Fritz Matthies has worked in our downtown McGregor location since the 1970’s. Mike Beard is not far behind as are several other employees.  Considering TFNB is the oldest bank in McLennan County, it is not surprising that our staff’s combined number of years here is nearly 500.

“Banking at TFNB is like coming to La Fiesta, it’s an extension of my home. Everyone knows me, and the tellers and loan officers are familiar with my account and everyone is easy to work with.”  — Lynsey Castillo, La Fiesta/Fiesta Catering owner

“David Littlewood is genuinely interested in my business, and he understands my vision. I feel more like a partner than a customer.”  — Scott Pearson, Pearson Construction president

“With the help of TFNB,  my vision for franchising has become a reality.” — Butch Mogavero, Boulder Designs/Border Magic franchisor


J. Michael Beard

Christy DeLeon

J. Edward Kultgen

Eugene Wiethorn

Charles Mooney

David Littlewood

Friedrich E. Matthies

Watson C. Arnold

Kevin Dobbs

Chip Wilson


J. Michael Beard

Chairman / CEO

(254) 751-3921 | MLO# 407718

Friedrich E. Matthies

Exec VP / Trust Officer

(254) 751-3927 | MLO# 407719

Misti Veal

Assistant Vice President

(254) 751-3927 | MLO# 407719

Jacaranda Vigil

VP Lending

(254) 751-3923 | MLO# 407720

Angela Glenn

Banking Officer

Guillermo Melgarejo

New Accounts Representative

Gerardo Martinez

Banking Officer

Dortheia Love

Vice President

Logan Vick

Lending Officer

David Littlewood

Pres / Chief Credit Officer

(254) 751-3920 | MLO# 407714

Christy DeLeon, CPA

Executive VP / CFO

Kevin Dobbs

Senior Vice President

(254) 840-5235 | MLO# 407716

Teri Reeves

Senior Vice President

Marilyn Abel

Senior Vice President

(254) 751-3930 | MLO# 407717

Nathan Sloan

Vice President

Penny Wiethorn

Vice President

Travis Kemp

Senior Credit Officer

Candice Redmon

Assistant Vice President

Adam Dooley

Vice President

Natalie Hafford

Assistant Vice President

Lori Young, SHRM-CP

Senior VP/Compliance Officer

Chris Luedeker

Vice President

Isabel Martinez

Banking Representative

Stephanie Glass

Note Department Supervisor

Jodie Gaylor

Assistant Vice President

Taylor Parker

Credit Officer

Angela Urive

Customer Service Representative

Emanuel Cardenas

Banking Officer

Stephanie Martin

Senior Vice President Controller

Diane Castello

Assistant Vice President