LENDING

Real Estate Loans

Home Mortgage Loans

We all know that owning your home is the “American Dream.” Make that dream a reality with a home loan provided by us. We offer 30, 25, 20, and 15-year adjustable rate loans. Our broad variety of flexible home loan programs will offer a mortgage solution to fit just about anyone’s needs. Low down payments, quick response, and local decisions are only a few reasons to bank with us. Whether you are financing or refinancing, let us finance your home, second home, or vacation home.

Construction Loans

Not many things compare with the excitement of building a new home! Let us help fulfill your dream with a residential interim construction loan. TFNB knows construction lending and we are here to help guide you through the often complicated and confusing process. We offer one stop shopping by providing the financing with highly competitive interest rates and fees. We also offer a full array of permanent financing options upon completion.

Home Equity Loans

Home Equity loans may be the answer for you to pay off those high-interest-rate credit cards, or anytime you need a loan. Since your home is often your most valuable asset, it can be a great resource for needed funds. A home equity loan allows you to borrow at competitive interest rates, flexible terms, and low monthly payments which also offers possible tax advantages. The proceeds of a home equity loan are advanced to you in a lump sum and the loan is repaid in equal monthly payments sufficient to fully repaying the loan over the life of the loan.

Home Improvement Loans

Does your house need attention? Have you been procrastinating about replacing the roof, air conditioning, appliances, or flooring? Are you simply ready for a drastic change in décor or landscaping? We offer the solutions to accomplish any project regardless of how large or small to get your home in tip-top shape. We will offer great interest rates and flexible repayment programs on home improvement loans. We are an equal housing lender.

*Potential borrowers must be of legal age to submit a loan application.