SAVINGS

Health Savings Account

We are an independent community bank and believe the money you earn should belong to you. That’s why we offer the Health Savings Account. You can have peace of mind knowing you are prepared for health-related expenses.

The Health Savings Account requires a minimum deposit of $100.00 and is an interest bearing account.

Limitations: Transfers and withdrawals made in person, by messenger, by mail, or at an ATM are unlimited. You may make six (6) transfers from your account each four (4) week or similar period if they are preauthorized or automatic transfers, or telephone (including data transmission agreement), or instruction to third parties.

Fees: There will be a monthly maintenance fee of $1.00 each statement cycle if the average collected daily balance in the account falls below $100.00 during a given cycle.

Activity Fee: $1.00 will be charged for each debit in excess of one (1) during a month.

Fees may reduce earnings.

*Must be of legal age to contract to open a deposit account.

**Contributions and withdrawals should be made in compliance with IRS Publication 969. TFNB will not monitor activity, guaranty legal status of, or give advice concerning the use of the Health Savings Account.

Personal Banking