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Person to Person (P2P) Payments

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Ardent Authors Photo

Jason Lavender

Ardent Authors Photo

Jason Lavender

Picture of Jason Lavender

Jason Lavender

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Whether you’re paying a friend back for picking up groceries or sending money to your child in college, we’ve made sending person to person (P2P) payments simple, secure, and instant. Best of all, you can send payments directly in our mobile and online banking portals. Follow these simple steps to start sending P2P payments directly to your friends’ and family’s debit cards:

  • Step 1: Login to your mobile banking app or online banking portal. Click on the Move Money section, then “New Transaction.”
  • Step 2: Choose which account you’d like to send money from.
  • Step 3: Next, choose to whom you’d like to send funds. If you’ve sent a P2P payment before, you can simply select that recipient again. If this is your first time sending a P2P payment to an individual, you’ll need to click “+Add New Payee” at the bottom of the screen.
  • Step 4: Select your payment type. In this case, that’s “Person to Person.”
  • Step 5: Add your new payee by entering their name and how you’d like to notify them to receive the payment. Enter either the recipient’s debit card information (if available) or their mobile phone number or email address. When you’re done select “Add Payee” at the bottom of the screen.
  • Step 6: Enter the dollar amount you’d like to send. You can also choose to add a note to the recipient if desired. Once you’ve filled in these details click “Continue.”
  • Step 7: Review your transaction to ensure everything is correct. Once reviewed, click the “Submit” button.

Accepting the payment on the recipient’s end is just as easy! Depending on what notification method you’ve chosen, they will receive an email or text message alerting them of your P2P payment. And after you’ve sent a payment once, all future payments are transferred without any interaction from the recipient.

Security you can count on

We use the latest verification techniques (including secured mobile device verification) to ensure your payment reaches the right destination. Best of all, these payments work within our mobile and online banking portals, so you don’t need to surrender sensitive banking information to third-party providers.

Transactions at the speed of instant

No need to wait days to send or receive funds. Once the payment has been verified, funds are sent in real time.

Yes, it’s really free.

Yes, we mean REALLY free. Unlike many third-party apps, our P2P service is completely free for both you and your recipients.Don’t have an account with us? Check out the Mobile App page to learn more about banking on the go with TFNB! Fill out the form at the bottom of the mobile app page and we can help get you set up.

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